Rates comparisons

Loan Factory vs. Wells Fargo

Rates as of Wednesday, September 27 2023 at 9:50 AM (Pacific Time)

Wells Fargo
Rate (APR=) 6.875% (APR=7.22%)
Points / Credits $9,566
Payment $1,314
Saving over 30 years $0 $0

(Assumptions: Purchase price: $200,000. Loan amount: $200,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

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Loan Factory vs. Chase

Rates as of Wednesday, September 27 2023 at 9:50 AM (Pacific Time)

Chase
Rate 6.99% (APR=7.005%) 7.49% (APR=7.588%)
Points / Credits $444 $2,853
Payment $1,994 $2,096
Saving over 30 years $38,981 $0

(Assumptions: Purchase price: $375,000. Loan amount: $300,000. ZIP code: 77072, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

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Loan Factory vs. Citibank

Rates as of Wednesday, September 27 2023 at 9:50 AM (Pacific Time)

Citibank
Rate 6.999% (APR=7.009%) 7.5% (APR=7.691%)
Points / Credits $152 $1,125
Payment $998 $1,049
Saving over 30 years $19,333 $0

(Assumptions: Purchase price: $200,000. Loan amount: $150,000. ZIP code: 90001, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

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Loan Factory vs. Bank of America

Rates as of Wednesday, September 27 2023 at 9:50 AM (Pacific Time)

Bank of America
Rate 6.875% (APR=6.887%) 7.75% (APR=8.018%)
Points / Credits $250 $1,726
Payment $1,314 $1,433
Saving over 30 years $44,316 $0

(Assumptions: Purchase price: $250,000. Loan amount: $200,000. ZIP code: 95464, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

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Loan Factory vs. Guaranteed Rate

Rates as of Wednesday, September 27 2023 at 9:51 AM (Pacific Time)

Guaranteed Rate
Rate 6.875% (APR=6.887%) 7.25% (APR=7.589%)
Points / Credits $438 $3,892
Payment $2,299 $2,388
Saving over 30 years $35,494 $0

(Assumptions: Purchase price: $437,500. Loan amount: $350,000. ZIP code: 60666, Credit 740+. Single Family Residence. Primary Residence. 30-day lock)

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Loan Factory vs. Better.com

Rates as of Wednesday, September 27 2023 at 9:51 AM (Pacific Time)

Better.com
Rate 6.875% (APR=6.887%) 7.125% (APR=7.343%)
Points / Credits $200 $3,200
Payment $1,051 $1,078
Saving over 30 years $12,720 $0

(Assumptions: Purchase price: $200,000. Loan amount: $160,000. ZIP code: 94123, Credit 760+. Single Family Residence. Primary Residence. 30-day lock)

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